What can I do to maximise the amount of my workcover compensation payout?
Workcover Laywers – The Big Firms Are Big on Promises. Talk to Us: Results, not Talk
If you have been injured at work there a number of steps you can take to maximise your workcover compensation payout.
Step 1 – Follow the reporting procedure
It is important that you report the injury to your employer as soon as it happens even if the injury seems to be minor, or occurred while you were travelling to or from work.
By reporting the injury straight away you minimise the risk of your claim for workcover compensation being rejected by the insurer. Put the report in writing, describe how it occurred and have your OH&S representative or supervisor sign it as well.
Step 2 –See your doctor
Go and see your doctor as soon as possible and make sure you tell them how you were injured. Make sure your doctor is agreeable to assisting in your treatment – he or she must be committed to becoming your Nominated Treating Doctor and completing when required the appropriate WorkCover Certificate of Capacity. In the event that the insurer disputes liability for your injury, your doctor’s notes can be used as evidence to support the fact that the injury occurred at work.
Step 3 – Get the details of any witnesses to the incident
If anyone saw the incident happen, then get their name and contact details. These witnesses may be important if the injury occurred as a result of negligence in the workplace or simply to prove that the incident occured in the way you have notified, or at all.
Step 4 – Get the right medical diagnosis
The WorkCover compensation scheme allows for payments of lump sum compensation where the injury sustained is assessed as being over a certain percentage. To maximise your workcover compensation payout, make sure that your assessment is as accurate and advantageous as possible by obtaining a report from a doctor approved by WorkCover to make whole person impairment (“WPI”) assessments.
Step 5 – WorkCover compensation or Work Injury Damages?
There is a big difference in the amount of compensation you can receive under the statutory WorkCover compensation scheme and in an action for Work Injury Damages. However you need to obtain a finding of at least 15% WPI by agreement with the insurer or by a determination by a doctor appointed by the Workers Compensation Commission. You may then be able to make a claim for Work Injury Damages, if the accident causing your injuries was a result of negligence in the workplace.
Step 6 – Get legal advice
The easiest way to maximise your WorkCover compensation payout is to get expert legal advice. Walker Law Group knows all the tricks used by insurance companies to minimise the amount of compensation payouts and we leave no stone unturned in our fight for your rights to claim the maximum amount of WorkCover compensation.
If you have the misfortune to suffer injuries in a workplace accident, we will be with you every step of the way!
Getting legal advice from Walker Law Group and providing legal representation will not cost you anything at all. This allows workers, regardless of their financial situation, to access expert compensation advice on their WorkCover compensation claim.
If you or a loved one have been injured in a work place accident then you need to talk to Walker Law Group to make sure that you receive your just entitlement to compensation.
The Big Firms Are Big on Promises. Talk to us: Results, not Talk.
Call Steve Walker on 1300 363 013 or email email@example.com to receive expert and up-to-date advice on your entitlement to compensation from your work place accident. No win No Fee Compensation Lawyers