Personal Injury Compensation – I was involved in a car accident 3 weeks ago and at the time felt fine. However I have now developed a really sore and stiff neck and think that I may have whiplash. Is it too late to claim compensation for this?
It is not too late to make a claim for personal injury compensation under the New South Wales Motor Accidents Compensation Act.
Accident Notification Form
Initially, to cover your loss of earnings and medical treatment expenses of up to $5,000 you can lodge an Accident Notification Form with the insurer of the other driver. For the insurer to accept the Form you need to ensure the following:
(a) That the accident is reported to the police as soon as possible if they did not attend the scene of the accident; and
(c) That the Form is lodged with the insurer within 28 days of the accident.
The car accident you were injured in was 3 weeks ago so you need to ensure that you lodge the Accident Notification Form as soon as possible to be within the 28 day period.
Personal Injury Claim Form
If your loss of earnings and medical treatment expenses are going to be over $5,000 you need to lodge a Personal Injury Claim Form within 6 months from the date of the car accident.
Under the Motor Accidents Compensation Act lodgement of a Personal Injury Claim Form gives you access to additional personal injury compensation including:
(a) Payment or reimbursement of your reasonable medical and rehabilitation expenses;
(b) Payment or reimbursement of attendant care services;
(c) Lump sum compensation for your past economic loss caused by a loss of earnings by not being able to work after your car accident;
(d) Lump sum compensation for your future economic loss caused by a loss of earnings or earning capacity because of your injury including superannuation entitlements; and
(e) Non-economic loss if the car accident has caused you a permanent impairment of over 10%.
The time limits to making an application for personal injury compensation for a car accident are one reason to act quickly in seeking legal advice from an expert in motor accidents compensation law. This advice and assistance will ensure that your claim for compensation is made within the time limits and that your claim for compensation is presented as strongly as possible to the insurer.
If you have been injured in a motor vehicle accident you need to make sure that your claim for personal injury compensation is handled by someone who has extensive experience in this area of the law. Steve Walker, the founder of Walker Law Group, is an Accredited Specialist in Personal Injury Law and knows how to stand up and fight insurance companies. All compensation claims handled by Steve are based on a ‘no win no fee’ policy which means you will never be out of pocket. 1300 363 013