If you're unable to return to work due to injury or illness, you may be entitled to a lump sum payment through your superannuation or insurance policy. Our experienced TPD lawyers are here to help you understand your rights and access the benefits available to you.
We offer straightforward advice, honest claim assessments, and strong support throughout the process. Speak with our TPD claim lawyers today to understand your options.
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Total and Permanent Disability (TPD) insurance is typically included within your superannuation fund and may provide a lump sum payment if you are unable to work again due to injury or illness.
The definition of "total and permanent disability" varies depending on your policy. In most cases, it means you are unlikely to return to work in a role suited to your education, training, or experience.
Importantly, a TPD payout is separate from your super balance and can be claimed in addition to other entitlements. Our experienced TPD lawyers can help you understand how your specific policy applies to your situation.
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Ask one of our Lawyers today about your entitlements under TPD insurance law and don't just assume that you are getting all the compensation you are entitled to recover.
A successful TPD claim may provide financial relief through a lump sum payment. Our TPD compensation lawyers can assist you in accessing benefits such as:
Access lump sum payments through your superannuation fund to secure your financial future.
Learn moreClaim insurance benefits linked to your specific policy terms and coverage.
Learn moreReceive financial support to cover living expenses and future needs for you and your family.
Learn moreWe will review your policy carefully to ensure all available entitlements are identified and pursued.
TPD claims can be complex, particularly when dealing with policy definitions, medical evidence, and insurer requirements. Our TPD claim lawyers guide you through every stage, ensuring your claim is properly prepared and submitted.
We assist with:
Reviewing your superannuation and insurance policies
Explaining eligibility requirements in clear terms
Gathering medical and supporting evidence
Managing communication with insurers
If your claim has been delayed, declined, or disputed, we can also help you challenge the decision and move forward.
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Recovered for TPD clients across Australia
Many Australians don’t realise they already hold TPD insurance through their superannuation. We’ll review your fund, decode the policy wording, and tell you exactly what you’re entitled to claim.
We understand life doesn’t pause when you can’t work. Our team handles the paperwork, the insurer, and the deadlines — so you can focus on recovery while we secure the financial support you need.
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A successful TPD claim may provide financial relief through a lump sum payment. Our TPD compensation lawyers can assist you in accessing benefits such as:
We focus on insurance and compensation claims, providing tailored advice based on your specific circumstances.
Our team has experience navigating complex policy terms and insurer requirements.
We provide clear communication, transparency, and personalised support throughout your claim.
You can pursue your claim without upfront costs; you only pay if your claim is successful.
We're committed to helping you access the financial support you deserve, with guidance at every step.
We follow a structured approach to ensure your claim is handled efficiently and with care.
Speak with our TPD claim lawyers about your situation. We'll assess your eligibility and explain your options.
This is a free, no-obligation conversation. We take the time to understand your circumstances before advising on the best path forward.
Hear directly from our clients about their experiences with Walker Law Group. Their stories reflect our commitment to providing exceptional legal support.
Our TPD Specialists
Our experienced lawyers and support staff work together to give you the best chance of a successful TPD claim outcome.
Everything you need to know about TPD claims. Can’t find the answer you’re looking for? Speak with our team.
Talk to a TPD LawyerYes, there is typically a time limit for filing a TPD claim, which is often set by your superannuation fund or insurer. In NSW, you generally have six years to make a claim from the date of your injury or when your condition was diagnosed as permanent. However, specific time limits vary depending on your policy. Our TPD lawyers at Walker Law Group can help you understand the limits that apply to your specific case.
If your TPD claim is rejected, you have options to appeal the decision. Insurance companies may initially deny a claim due to insufficient evidence or misinterpretation of policy terms. At Walker Law Group, we specialise in handling TPD claim rejections and can guide you through the appeals process to ensure the best possible outcome.
TPD payouts vary widely depending on your policy and the severity of your condition. Factors such as your level of disability, ability to return to work, and insurance policy terms all influence the payout. Payouts can range from tens of thousands to several hundred thousand dollars. Our team will work to maximise your payout based on your claim details.
TPD coverage applies to conditions that prevent you from working, including severe physical injuries, mental health conditions, and other medical issues. Common conditions include spinal injuries, brain injuries, amputations, strokes, and long-term mental health disorders. The specific conditions covered depend on your policy — our TPD lawyers can help determine whether your condition qualifies.
No. The TPD payout is separate from your superannuation balance and is intended to provide financial relief due to your inability to work. You are not required to withdraw your superannuation — your TPD payout may be deposited into your fund or paid directly to you, depending on your policy. Our team can explain your options.
The length of time varies. Some claims take several months while more complex cases may take longer. The process involves gathering medical evidence, reviewing insurance policies, and sometimes negotiating with insurers. Our TPD lawyers are committed to progressing your claim as efficiently as possible, keeping you informed at every stage.
You are typically eligible if you have suffered an injury or illness that prevents you from working in any occupation related to your education, training, or experience — including both physical and mental health conditions. You can confirm eligibility by reviewing your policy or contacting your super fund. At Walker Law Group, we can assess your eligibility and guide you through the process.
